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Terms of Service

Last updated: Apr 21, 2026

1. Acceptance of Terms

By accessing or using Splitwise, you agree to be bound by these Terms of Service. If you do not agree to these Terms, do not use the Service.

2. Description of Service

Splitwise is a platform that allows you to manage shared expenses with friends, family, or colleagues. The Service enables you to create an account and share costs fairly.

3. User Accounts

3.1 Registration

To use certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep that information current.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorized access.

4. Acceptable Use

You agree not to:

  • Use the Service for any illegal or unlawful purpose
  • Distribute malware or harmful code
  • Attempt to gain unauthorized access to the Service or other user accounts
  • Disrupt the Service
  • Use the Service to harass, abuse, or harm others
  • Scrape or collect data from the Service without permission

5. Intellectual Property

The Service and its original content (excluding user content), features, and functionality are owned by Splitwise and protected by copyright, trademark, and other intellectual property laws.

6. Termination

We may suspend or terminate your account at any time for violating these Terms. You may cancel your account at any time. Upon termination, your right to use the Service will immediately cease.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SPLITWISE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOSS OF PROFIT OR REVENUE.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms and updating the "Last Updated" date. Continued use of the Service constitutes acceptance of the modified Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Splitwise operates, without regard to conflicts of law principles.

11. Dispute Resolution

Any dispute arising out of these Terms or the Service shall first be attempted to be resolved through informal negotiation. If unresolved, the dispute shall be submitted to binding arbitration.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue to apply and remain in full force and effect.

13. Contact Us

If you have questions about these Terms of Service or our practices, please contact us at: