Smart Growth
Personalized Investing
Smart investment allocation recommendations calculated precisely based on your risk profile and monthly cash flow remaining.
Aggressive Profile
Monthly cashflow mapped
Target ROI12.4%
ETFStocksGold
Setup Your Budget
SplitWise is an AI-based financial management platform specifically designed to address cash flow management challenges among GenZ and Millennials.
Built Through Collaboration
Supported by passionate students from multiple universities and inspired by programs and communities that encourage innovation, learning, and impactful digital products.
AI Finance Engine
A financial system that works before you get tired of managing it.
SplitWise combines automatic budgeting, personalized investment, and future simulation in a lightweight experience.
Core Tech
Zero-Effort Auto Budgeting
Our AI proactively classifies every expense and sorts your budget in the background. Free of financial fatigue, no manual input.
AI Processing
98% AccuracyFuture Proof
Inflation-Adjusted Retirement
Predictive retirement fund simulation automatically adjusted for future inflation rates. Long-term financial clarity from early on.
Projected clarity
2060+
Retirement plan already adjusted with future inflation.
Goodbye Financial Fatigue.
Why Gen Z needs a new approach that goes beyond traditional recording apps.
Pain Point
Manual Input Problem
Tired of recording expenses one by one in a spreadsheet until you finally get lazy and stop.
Solution
Proactive Background AI
SplitWise works automatically to absorb your transaction data securely. You live your life, the report is done.
What people are saying
Real feedback from the community
CN
Dzikri
CIO MBG
"Splitwise has completely changed how I manage shared expenses with my roommates. No more awkward conversations about who owes what!"
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Auliyaaz
Auliya Az Zahrah S
"Tracking group bills has never been this easy. I love the automatic calculations and how it handles complicated splits effortlessly."
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Felfel
@felssfeli
"The 'settle up' feature is a lifesaver for trips with friends. It simplifies everything and ensures everyone gets paid back fairly and easily."
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Nisamels
Nisa Amelia
"I've tried many expense trackers, but Splitwise is by far the most intuitive for group finances. It makes sharing costs stress-free."
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Farhan
Novendy Farhanudin
"Being able to see my shared balances alongside my personal budget gives me a much clearer picture of my monthly financial commitments."
CN
Amat
fullstemplate
"A must-have tool for anyone living with others or traveling in groups. The transparency it provides is essential for good relationships."
CN
Dicoding
Dicoding Academy
"The activity feed and reminders make it so easy to stay organized. I never have to worry about forgetting a shared payment again."
CN
Tokopedia
Ecommerce
"Reliable, secure, and incredibly user-friendly. Splitwise has become an essential part of how we handle communal costs every day."
Got Questions?
If you can't find what you're looking for, get in touch.