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SplitWise is an AI-based financial management platform specifically designed to address cash flow management challenges among GenZ and Millennials.

Built Through Collaboration

Supported by passionate students from multiple universities and inspired by programs and communities that encourage innovation, learning, and impactful digital products.

AI Finance Engine

Sistem finansial yang bekerja sebelum kamu lelah mengaturnya.

SplitWise menggabungkan budgeting otomatis, investasi personal, dan simulasi masa depan dalam pengalaman yang ringan.

Smart Growth

Personalized Investing

Rekomendasi alokasi investasi cerdas yang dihitung presisi berdasarkan profil risiko dan sisa cashflow bulananmu.

Aggressive Profile

Monthly cashflow mapped

Target ROI12.4%
ETFStocksGold
Core Tech

Zero-Effort Auto Budgeting

AI kami secara proaktif mengklasifikasikan setiap pengeluaran dan menyusun anggaranmu di latar belakang. Bebas financial fatigue, tanpa input manual.

AI Processing
98% Accuracy
Future Proof

Inflation-Adjusted Retirement

Simulasi prediktif dana pensiun yang otomatis disesuaikan dengan laju inflasi masa depan. Kejelasan finansial jangka panjang sejak dini.

Projected clarity

2060+

Retirement plan sudah disesuaikan dengan inflasi masa depan.

Selamat tinggal Financial Fatigue.

Mengapa Gen Z membutuhkan pendekatan baru yang melampaui aplikasi pencatatan tradisional.

Pain Point

Masalah Input Manual

Capek mencatat pengeluaran satu per satu di spreadsheet sampai akhirnya malas dan berhenti.

Solution

Proactive Background AI

SplitWise bekerja otomatis menyerap data transaksimu secara aman. Kamu jalani hidup, laporan beres.

What people are saying

Real feedback from the community

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Dzikri

CIO MBG

"Splitwise has completely changed how I manage shared expenses with my roommates. No more awkward conversations about who owes what!"

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Auliyaaz

Auliya Az Zahrah S

"Tracking group bills has never been this easy. I love the automatic calculations and how it handles complicated splits effortlessly."

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Felfel

@felssfeli

"The 'settle up' feature is a lifesaver for trips with friends. It simplifies everything and ensures everyone gets paid back fairly and easily."

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Nisamels

Nisa Amelia

"I've tried many expense trackers, but Splitwise is by far the most intuitive for group finances. It makes sharing costs stress-free."

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Farhan

Novendy Farhanudin

"Being able to see my shared balances alongside my personal budget gives me a much clearer picture of my monthly financial commitments."

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Amat

fullstemplate

"A must-have tool for anyone living with others or traveling in groups. The transparency it provides is essential for good relationships."

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Dicoding

Dicoding Academy

"The activity feed and reminders make it so easy to stay organized. I never have to worry about forgetting a shared payment again."

CN

Tokopedia

Ecommerce

"Reliable, secure, and incredibly user-friendly. Splitwise has become an essential part of how we handle communal costs every day."

Ready to get started?

Use Splitwise for free with your whole team. Enable unlimited issues, enhanced security controls, and additional features.

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